State Farm Embrace Life Awards

NO PURCHASE NECESSARY TO ENTER OR WIN.

ELIGIBILITY: This is an essay writing contest (the “Contest”), open only to individuals who are legal residents of the United States and the provinces of Ontario, New Brunswick and Alberta, Canada, (Florida residents are not eligible to enter this essay contest, but may enter the Florida-only essay contest), who are at least 13 years of age at the time of entry. Employees of State Farm Life Insurance Company (the “Sponsor”), its affiliates, subsidiaries, including its independent contractor insurance and financial services agents, its public relations agency (GolinHarris), vendors associated with this promotion, the immediate families and members of the same household of these entities, and previous honorees of Embrace Life Awards are not eligible to win.

Participants must indicate the state where the nominee resides. The nominee’s state of residence determines which Zone essay contest the essay is entered into. There are 12 Zone essay contests and one (1) winner will be selected from each of the following Zones:

California
Canada (Alberta, New Brunswick, Ontario)
Central (Arkansas, Kansas, Missouri, Oklahoma, Louisiana)
Great Lakes (Illinois, Indiana, Michigan)
Great Western (Arizona, Colorado, New Mexico, Nevada, Utah, Wyoming)
Heartland (Iowa, Minnesota, North Dakota, Nebraska, South Dakota, Wisconsin)
Mid-America (Kentucky, Ohio, Tennessee)
Mid-Atlantic (District of Columbia, Delaware, Maryland, North Carolina, Virginia, West Virginia)
Northeast (Connecticut, Massachusetts, Maine, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont)
Pacific Northwest (Alaska, Hawaii, Idaho, Montana, Oregon, Washington)
Southern (Alabama, Georgia, Mississippi, South Carolina)
Texas

Participants are asked to write an essay (of no more than 1,000 words) and include the following weighted criteria: 1.) A brief history of the Nominee and the circumstances leading up to the loss of his/her spouse or parent (10%). 2.) Information on how the Nominee moved beyond his/her grief to embrace life and inspire others (50%). 3.) How the experience changed him/her (20%). 4.) What, if anything, you think the Nominee would do differently, and what advice, both personally and financially, he/she would offer others facing a similar situation (20%).

In the event of a tie, the submissions will be reevaluated and ranked on a point scoring system of 1 to 10, (with 10 being the best score), based entirely on criteria #2.

All entries will be pre-judged by The US Sweepstakes & Fulfillment Company, an independent contest administrator. All qualified entries will be judged based on the above mentioned criteria and narrowed down the entries. A panel of experts will judge the essays based on the above mentioned criteria to identify the final one (1) Nominee who will be named honoree (“Grand Prize Winner”).

There are two ways to enter: 1.) Visit the State Farm Embrace Life Awards Web site at www.SFEmbraceLifeAwards.com and follow the on-line directions to enter. 2.) Visit the State Farm Embrace Life Awards Web site at www.SFEmbraceLifeAwards.com and print out a hard copy of the application form, which you may then send by mail. Along with your essay, be sure to include (for you and your Nominee) complete names and complete addresses, day/evening phone numbers, date of birth (month, day, and year) and a valid e-mail address (if you have one and would like to receive communications by email). U.S. residents should mail their entries to: State Farm Embrace Life Awards Essay Contest, 625 Panorama Trail (Bldg. 2 – Suite 100), Rochester, NY 14625. Canadian residents should mail to: State Farm Embrace Life Awards Essay Contest, 17-7000 McLeod Road, Unit 135, Niagara Falls, ON L2G 7K3. All entries must be postmarked by May 23, 2008. The Sponsor and its agencies are not responsible for lost, late, damaged, misdirected, illegible, postage-due or incomplete mailed submissions, or for online entries that are not received due to technical/transmission difficulties beyond their reasonable control, as stated in “Limits of Liability” paragraph, below. All essays submitted become the exclusive property of the Sponsor and will not be returned.

PRIZES: From all eligible entries received, one (1) Nominee will be chosen from each of the zones listed above, as Grand Prize Winner. Grand Prize Winners are selected by a panel of qualified, independent judges, under the supervision of the Sponsor, on or about June 15, 2008. The Grand Prize award package includes a trip for two (2) (includes the Grand Prize Winner and guest of his/her choice) to Chicago and Bloomington, Ill. and $10,000 (USD) cash. Trip portion of the prize package includes round-trip coach airfare from a major airport in the continental United States nearest the winner’s home, two (2) nights’ hotel accommodations, tickets to the Embrace Life Awards Ceremony and $500 (USD) cash for miscellaneous and incidental travel-related expenses, such as ground transportation to and from the airport (the “Travel Prize” or “Grand Prize trip”). Grand Prize trip must be taken August 24 - 26, 2008 to attend the Embrace Life Awards Ceremony. Grand Prize trip is limited to Grand Prize Winner & one (1) guest only. No additional guests can be accommodated, even at the winner’s sole expense. All activities included in the Grand Prize trip, including the Awards Ceremony, are for Grand Prize Winner & one (1) guest only – no exceptions will be made. If Grand Prize Winner cannot make the trip to attend the Embrace Life Awards Ceremony, the Grand Prize Winner forfeits the Travel Prize. Approximate retail value of each Grand Prize award package is $13,000 (USD).

CONDITIONS OF PARTICIPATION: By participating, all Participants and Nominees agree to be bound by these Official Rules and the decisions of the Sponsor, which shall be final and binding on all matters relating to this Contest. Submitted essay must be original, based on true events and circumstances, and written expressly for this promotion. Incomplete, “enhanced” or fictional, and/or illegible entries will be disqualified. Entries shall not contain profanity, graphic or sexually explicit material. Any entry deemed inappropriate at the discretion of the judges and Sponsor will be disqualified. By entering this contest, Participant agrees that the Sponsor or his/her assigned agent(s) will have the right to use, adapt, modify, revise, reproduce and/or publish the essay, in any manner or form throughout the world, in perpetuity without compensation.

Grand Prize Winners will be required to execute and return (the “Required Documents”) an Affidavit of Eligibility, Liability/Publicity Release and a copy of their valid driver’s license (front and back), within ten (10) days after issuance of written notification. A background check will be performed. If in Sponsor’s reasonable discretion the background check results are unacceptable, such Nominee will be disqualified from the Contest. The Required Documents grant the Sponsor the right to confirm the validity of Participant’s entry and to use Participant’s and Nominee’s name and likeness in all publicity and marketing activities associated with this Contest, including obtaining and posting photos, audio, video and b-roll of Nominee online and the right to use, reprint, adapt, revise, modify, reproduce and/or publish the essay, photos, audio, video and b-roll in any form of media, without further compensation. Noncompliance with any of the Required Document requirements outlined above may result in disqualification and selection of an alternate winner. The travel companion of each Grand Prize Winner (who must be at least 18 years of age; if under 18, the travel companion may travel only with written permission of parent or legal guardian) also will be required to sign and return a Travel Liability Waiver and a copy of his/her valid driver’s license (front and back), and where permissible a Publicity Release. The Participant who submits a winning entry does not have independent rights to the Grand Prize for any circumstances, including if Grand Prize Winner is disqualified for non-compliance, or any other reason. Grand Prize Winners must be at least 18 years of age at the time of entry. Any attempt by any individual to deliberately undermine the legitimate operation of this Contest is a violation of criminal and/or civil laws. Should such an attempt be made, Sponsor reserves the right to disqualify said individual and seek damages and other remedies to the fullest extent permitted by law. Prizes are not transferable and no substitutions are allowed, except at the sole discretion of the Sponsor. All Participants, Grand Prize Winners and travel companions of Grand Prize Winners further agree that Sponsor, GolinHarris and each of their respective affiliates, subsidiaries, employees and advertising and promotion agencies shall have no liability and will be held harmless for any liability, loss, injury or damage due to acceptance, use or misuse of the prize offered, and participation in any prize-related activities or any travel related thereto, including transportation to and/or attendance at the Embrace Life Awards Ceremony, or any other aspect of participation in this Contest. All federal, state/provincial and local laws apply. All expenses not specified herein, and all taxes on prizes, are the sole responsibility of the Grand Prize Winner.

LIMITATIONS OF LIABILITY: Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with, or utilized in, this Contest, or by any technical or human error which may occur in the processing and/or transmissions in the Contest. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or authorized access to, or alteration of, entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers or providers, computer equipment, software, failure of e-mail due to technical problems or traffic congestion on the Internet or at any website or combination thereof, including injury or damage to participants or to any other person’s computer related to, or resulting from, participating or downloading materials in this contest. If, for any reason, the Contest is not capable of running as planned, including, without limitation, infection by computer virus, bugs, worms, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Sponsor, which corrupt or affect the administration, security, fairness, integrity or proper conduct of this contest, Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Internet portion of the Contest, and select winners from all Internet entries received up to the time of termination, plus mailed entries.

WINNERS LIST: For the names of the Grand Prize Winners, visit www.SFEmbraceLifeAwards.com after August 26, 2008 or send a self-addressed, stamped envelope by September 30, 2008. U.S. residents should mail to: State Farm Embrace Life Awards Winner Confirmation, PO Box 25497, Rochester, NY 14625; Canadian residents should mail to: State Farm Embrace Life Awards Winner Confirmation, 17-7000 McLeod Road, Unit 135, Niagara Falls, ON L2G 7K3.

SPONSOR: State Farm Life Insurance Company, One State Farm Plaza, Bloomington, Illinois 61710.

CONTEST ADMINISTRATOR: The US Sweepstakes & Fulfillment Company, 625 Panorama Trail, Building #2, Suite 100, Rochester, NY 14625.

Embrace Life® is a registered trademark of the State Farm Mutual Automobile Insurance Company.

State Farm Life Insurance Company (Not licensed in Mass., N.Y. or Wis.);
State Farm Life and Accident Assurance Company (Licensed in N.Y. and Wis.);
Bloomington, Ill.

State Farm International Life Insurance Company, Ltd.
Aurora, Ontario

State Farm Life Insurance Company
Embrace Life® Awards Essay Contest

(Florida)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN.

ELIGIBILITY: This is an essay writing contest (the “Contest”), open only to individuals who are legal residents of the State of Florida, who are at least 13 years of age at the time of entry. Employees of State Farm Life Insurance Company (the “Sponsor”), its affiliates, subsidiaries, including its independent contractor insurance and financial services agents, its public relations agency (GolinHarris), vendors associated with this promotion, the immediate families and members of the same household of these entities, and previous honorees of Embrace Life Awards are not eligible to win.

TO ENTER: Contest begins at 12:01 AM Eastern Daylight Time (EDT) on March 10, 2008 and ends at 11:59:59 PM EDT on May 23, 2008. Essay contest submitters (“Participants”) are invited to nominate a special man or woman (“Nominee”) who has persevered and inspired others after the death of a spouse or parent (For purposes of this Contest, “Parent” is defined as parent, step-parent or grandparent.). Nominees must be at least 18 years of age at the time of entry. Participants are asked to write an essay (of no more than 1,000 words) and include the following weighted criteria: 1.) A brief history of the Nominee and the circumstances leading up to the loss of his/her spouse or parent (10%). 2.) Information on how the Nominee moved beyond his/her grief to embrace life and inspire others (50%). 3.) How the experience changed him/her (20%). 4.) What, if anything, you think the Nominee would do differently, and what advice, both personally and financially, he/she would offer others facing a similar situation (20%).

In the event of a tie, the submissions will be reevaluated and ranked on a point scoring system of 1 to 10, (with 10 being the best score), based entirely on criteria #2.

All entries will be pre-judged by The US Sweepstakes & Fulfillment Company, an independent contest administrator. All qualified entries will be judged based on the above mentioned criteria and narrowed down to the top 10 entries. A panel of experts will judge the top 10 essays based on the above mentioned criteria to identify the final one (1) Nominee who will be named honoree (“Grand Prize Winner”).

There are two ways to enter: 1.) Visit the State Farm® Embrace Life Awards Web site at www.SFEmbraceLifeAwards.com and follow the on-line directions to enter. 2.) Visit the State Farm Embrace Life Awards Web site at www.SFEmbraceLifeAwards.com and print out a hard copy of the application form, which you may then send by mail. Along with your essay, be sure to include (for you and your Nominee) complete names and complete addresses, day/evening phone numbers, date of birth (month, day, and year) and a valid e-mail address (if you have one and would like to receive communications by email). Participants should mail their entries to: State Farm Embrace Life Awards Essay Contest, 625 Panorama Trail (Bldg. 2 – Suite 100), Rochester, NY 14625. All entries must be postmarked by May 23, 2008. The Sponsor and its agencies are not responsible for lost, late, damaged, misdirected, illegible, postage-due or incomplete mailed submissions, or for online entries that are not received due to technical/transmission difficulties beyond their reasonable control, as stated in “Limits of Liability” paragraph, below. All essays submitted become the exclusive property of the Sponsor and will not be returned.

PRIZES: From all eligible entries received, one (1) Nominee will be chosen as Grand Prize Winner. Grand Prize Winner is selected by a panel of qualified, independent judges, under the supervision of the Sponsor, on or about June 15, 2008. The Grand Prize award package includes a trip for two (2) (includes the Grand Prize Winner and guest of his/her choice) to Chicago and Bloomington, Ill. and $10,000 (USD) cash. Trip portion of the prize package includes round-trip coach airfare from a major airport in the continental United States nearest the winner’s home, two (2) nights’ hotel accommodations, tickets to the Embrace Life Awards Ceremony and $500 (USD) cash for miscellaneous and incidental travel-related expenses, such as ground transportation to and from the airport (the “Travel Prize” or “Grand Prize trip”). Grand Prize trip must be taken August 24 - 26, 2008 to attend the Embrace Life Awards Ceremony. Grand Prize trip is limited to Grand Prize Winner & one (1) guest only. No additional guests can be accommodated, even at the winner’s sole expense. All activities included in the Grand Prize trip, including the Awards Ceremony, are for Grand Prize Winner & one (1) guest only – no exceptions will be made. If Grand Prize Winner cannot make the trip to attend the Embrace Life Awards Ceremony, the Grand Prize Winner forfeits the Travel Prize. Approximate retail value of each Grand Prize award package is $13,000 (USD).

Grand Prize Winner will be required to execute and return (the “Required Documents”) an Affidavit of Eligibility, Liability/Publicity Release and a copy of their valid driver’s license (front and back), within ten (10) days after issuance of written notification. A background check will be performed. If in Sponsor’s reasonable discretion the background check results are unacceptable, such Nominee will be disqualified from the Contest. The Required Documents grant the Sponsor the right to confirm the validity of Participant’s entry and to use Participant’s and Nominee’s name and likeness in all publicity and marketing activities associated with this Contest, including obtaining and posting photos, audio, video and b-roll of Nominee online and the right to use, reprint, adapt, revise, modify, reproduce and/or publish the essay, photos, audio, video and b-roll in any form of media, without further compensation. Noncompliance with any of the Required Document requirements outlined above may result in disqualification and selection of an alternate winner. The travel companion of each Grand Prize Winner (who must be at least 18 years of age; if under 18, the travel companion may travel only with written permission of parent or legal guardian) also will be required to sign and return a Travel Liability Waiver and a copy of his/her valid driver’s license (front and back), and where permissible a Publicity Release. The Participant who submits a winning entry does not have independent rights to the Grand Prize for any circumstances, including if Grand Prize Winner is disqualified for non-compliance, or any other reason. Grand Prize Winners must be at least 18 years of age at the time of entry. Any attempt by any individual to deliberately undermine the legitimate operation of this Contest is a violation of criminal and/or civil laws. Should such an attempt be made, Sponsor reserves the right to disqualify said individual and seek damages and other remedies to the fullest extent permitted by law. The Grand Prize is not transferable and no substitutions are allowed, except at the sole discretion of the Sponsor. All Participants, Grand Prize Winners and travel companions of Grand Prize Winner further agree that Sponsor, GolinHarris and each of their respective affiliates, subsidiaries, employees and advertising and promotion agencies shall have no liability and will be held harmless for any liability, loss, injury or damage due to acceptance, use or misuse of the prize offered, and participation in any prize-related activities or any travel related thereto, including transportation to and/or attendance at the Embrace Life Awards Ceremony, or any other aspect of participation in this Contest. All federal, state/provincial and local laws apply. All expenses not specified herein, and all taxes on prizes, are the sole responsibility of the Grand Prize Winner.

WINNERS LIST: For the names of the Grand Prize Winner, visit www.SFEmbraceLifeAwards.com after August 26, 2008 or send a self-addressed, stamped envelope by September 30, 2008. U.S. residents should mail to: State Farm Embrace Life Awards Winner Confirmation, PO Box 25497, Rochester, NY 14625.

SPONSOR: State Farm Life Insurance Company, One State Farm Plaza, Bloomington, Illinois 61710.

CONTEST ADMINISTRATOR: The US Sweepstakes & Fulfillment Company, 625 Panorama Trail, Building #2, Suite 100, Rochester, NY 14625.

Embrace Life® is a registered trademark of the State Farm Mutual Automobile Insurance Company.

State Farm Life Insurance Company (Not licensed in Mass., N.Y. or Wis.);
State Farm Life and Accident Assurance Company (Licensed in N.Y. and Wis.);
Bloomington, Ill.

State Farm International Life Insurance Company, Ltd.
Aurora, Ontario